When Debt Overwhelms You
People get into debt for many reasons — job loss, divorce, health problems or simply by relying on credit cards to make ends meet. Soon debt problems become a 24-hour intrusion, from lying awake at night to the harassing phone calls all day long. Then you are threatened with lawsuits, losing your home and other legal actions.
A Solution Is On The Horizon
My name is Paul Petrillo. I am an experienced lawyer in New Hampshire, who has helped countless clients escape from the debt trap. I represent individuals and couples throughout southern New Hampshire, seeking a fresh start through personal bankruptcy.
I will sit down with you for a face-to-face consultation to discuss your financial situation and whether you can benefit from filing for bankruptcy.
Bankruptcy Is A Tool Designed To Help You
Bankruptcy provides immediate protection from creditors and various forms of debt relief:
- Chapter 7 bankruptcy eliminates unsecured debts such as credit card balances, medical bills and personal loans.
- Chapter 13 bankruptcy suspends foreclosure, repossession, lawsuits and other creditor actions, and creates a plan to repay part of your debts over time.
The facts of your situation will determine whether you might qualify for Chapter 7 or whether you should file Chapter 13. From handling hundreds of consumer bankruptcies, I can anticipate and plan for any roadblocks in your specific case.
As I also practice in family law, I can advise clients who are dealing with bankruptcy in the context of divorce. I have also helped same-sex couples and cohabitating couples file bankruptcy. You must be legally married under New Hampshire law to file a joint petition, but I offer a discounted rate to handle both petitions.
See frequently asked questions about bankruptcy.
Explore A Fresh Financial Start
I do not run a bankruptcy “mill” and will not hand you off to a paralegal. I personally meet with you and personally prepare your bankruptcy case.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.