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Debt Relief Archives

4 tips for budgeting after divorce

Divorce is probably affecting your finances significantly. Separating from your spouse means you get less monthly income and double the expenses. Going through a divorce requires you to re-evaluate your spending and stay on top of your financial situation.

Why approach zero percent credit card offers with caution?

When you are struggling with tons of debt, maybe even considering bankruptcy, a zero percent credit card offer may seem like a lifeline. At the very least, it will keep you afloat for a few more months, which is valuable time you need to get your affairs in order. Right? Well, perhaps not. Read on for why you should treat such offers carefully.

Dealing with unsecured creditors in New Hampshire

When a borrower is unable to make a credit card payment, it is possible that the issuer could seek a wage garnishment or seek a lien on certain property. However, creditors cannot do so on their own. Instead, a creditor must first obtain a judgment and then seek a court order asking permission to garnish wages or place a lien on property. If a garnishment is granted, the law states that a maximum of 25 percent of wages can be garnished each pay period.

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