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November 2013 Archives

Why is debt collection such a profitable business?

For anyone who owes money in Manchester, paying down those loans and debts may seem impossible. No matter how much an individual earns, the interest on the bills grow, making the balance just out of reach. Eventually, some people will be able to pay off their debts, but others will need to turn to a debt relief lawyer for help. There is nothing the matter with seeking help on overwhelming debts, and it can actually help prevent some of the negative consequences associated with unpaid bills.

For those with medical debt, debt collection rules need an update

In 1977, Congress enacted the Fair Debt Collection Practices Act, a law designed to protect consumers from creditor harassment. The law has dictated what creditors and credit collection agencies can do, but as technology has changed the law is not as relevant as it used to be. Take, for example, using text messages to contact consumers. There is nothing in the 1977 law that prohibits credit collection agencies from using text messages, which is just one reason why the Consumer Financial Protection Bureau has announced that it plans to revise debt collection rules.

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Whether you have a family law issue, an estate planning question or are considering bankruptcy, I can help you find a sustainable solution that provides relief and hope. Schedule your consultation at my Nashua, New Hampshire office today by calling 603-635-4149 or by sending us an email.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Law Office of Paul Petrillo