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January 2015 Archives

Understanding legal rights as it pertains to discharged debts

Individuals in New Hampshire who are considering filing for bankruptcy may be wondering what happens after the case is completed. Whenever debt is discharged in bankruptcy court, the debtor is no longer legally responsible to repay the debt. However, in some instances, the debtor may wish to voluntarily repay the debt anyways, even though it can no longer be enforced by law.

Chapter 11 bankruptcy filed by Wet Seal

New Hampshire residents may be interested to learn of the recent bankruptcy petition filed by clothing retailer Wet Seal. The bankruptcy petition was announced by the company on Jan. 16. A week prior, the chain announced it was closing nearly two-thirds of its retail stores, or 338.

The difference between credit counseling and debt settlement

New Hampshire residents who are in debt may look to credit counseling companies or debt settlement agencies to help them work through what they owe. The two appear to be similar, but the way that they work to achieve the goal of getting someone out of debt is different. This may be an important difference depending on someone's circumstances.

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