Many of those in Salem who have health insurance may be surprised to learn that simply having it does not necessarily guarantee coverage. Insurance claim denials may easily cause worry, given that medical debt is the primary reason behind most personal bankruptcies in...
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Month: June 2016
Preparing for your 341 meeting of creditors
Filing for bankruptcy can be intimidating. While your concerns are understandable, we here at The can tell you that the Chapter 7 process is primarily designed to help you more than anything else. Early on in the process, a meeting (known...
Hastings looking for ways to keep its doors open
An important element of maintaining a thriving business in Salem is being able to adapt to changes in the market that are driven by consumer demand. However, there may be times when those changes occur so rapidly or prove to be so extensive that virtually no company...
The Chapter 11 exclusivity period
Business owners and executives in Salem looking to save their companies from going under due to massive debts may view a Chapter 11 bankruptcy as their most viable option for doing so. Thus unique form of debt relief may allow a company’s leadership to...
Understanding credit counseling
Oftentimes, Salem residents may believe their debt problems to be so extreme that they have no choice but to file for bankruptcy. In some cases, that may indeed end up being their best option. However, there are other resources available to help deal with debt prior...
