In most marriages, debt isn't unheard of. Mortgages and school loans are common, as are credit card debts. Sometimes, these credit debts are in each individual's name, but other times they are joint accounts. When you share a joint debt with your spouse, it can be...
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Month: March 2017
Helping children adjust to life in two homes
Divorce has a tendency to take a serious emotional toll on you, and it may do the same for any children you and your ex-spouse share between you. In addition to your child having to adapt to the two of you no longer living together, he or she will also likely have to...
How can you make small changes to reduce debt?
There are hundreds of ways to reduce your personal debts, but knowing just a few is enough to get you back on track. Whether you owe $3,000 or $30,000, these tips can help you avoid going further into debt and get out of debt quickly.One of the first things you can do...
New program aims to reduce the cost of bankruptcy, with a catch
One problem some people face when they are struggling financially is the inability to even afford a bankruptcy. Bankruptcies are not inexpensive, and when people are behind on their bills, it can be hard enough to make ends meet without having to save for a...
Alternatives to traditional credit cards
If you are preparing to file for bankruptcy or are in the first few years following a filing, odds are that you have limited or no use of credit cards. Fortunately, there are a few options other than traditional credit cards. Secured credit cardsSecured credit cards...
Is all credit card debt really bad?
Credit card debt is usually known as a bad debt, but it might help not to consider it as one. All debts are simply borrowed money that you need to pay back. The value of the money you borrowed comes down to what you purchased, how it helps you and the value of it in...
Understanding Chapter 11 bankruptcy
Known as reorganization bankruptcy, Chapter 11 bankruptcy gives you a chance to reorganize your debts so that you can pay them down and keep your business open. It's possible for individuals to choose this kind of bankruptcy as well, though it is more common for...
3 important things to do when preparing your will
Some people put off the job of preparing a will, mainly because they find it tough to think about end-of-life details. It is easier to think about the next family vacation or the next golf game. However, putting a will together is not such an onerous task if you work...
