The holiday season is right around the corner, but it’s hard to be merry when your finances are in terrible shape. If you’ve been struggling with money problems for a while, you may already be contemplating bankruptcy. Should you file now, however, or wait until the...
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Month: October 2020
How the gaps in your health insurance could result in bankruptcy
Overwhelming debt levels that lead to bankruptcy are not just issues for people who can't keep a job or control their spending habits. Debt can happen to anyone, even those with good jobs and what they perceive as good insurance benefits. Serious injuries or major...
When is the best time to divorce if you have children?
Many marriages break down once the reality of daily life with the other person sets in. For childless couples, divorce is the obvious answer. Yet, if you have children, the decision is more complicated. Many will tell you that divorce is bad for children, and you...
Don’t dismiss the idea of a Chapter 13 bankruptcy too fast
If given the choice, many people would choose Chapter 7 bankruptcy over Chapter 13. After all, Chapter 7 offers a totally fresh start and is quicker, while Chapter 13 is longer and requires you to repay some of your debts over time. However, if you don’t qualify for...
