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Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation. We can still accommodate in person meetings as well, while being mindful of social distancing guidelines.

Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation. We can still accommodate in person meetings as well, while being mindful of social distancing guidelines.

Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation. We can still accommodate in person meetings as well, while being mindful of social distancing guidelines.

Getting back on track financially after bankruptcy 

On Behalf of | Dec 15, 2021 | Bankruptcy |

There is a common misconception that bankruptcy only affects those who are careless with their money, but this is far from the truth. The reality is that many people across the country are having a hard time financially. In fact, studies indicate that millions of Americans are struggling just to cover their household costs. 

When there is no feasible way of clearing your debts, bankruptcy could actually assist you. Of course, there are some drawbacks and your credit score may be impacted for a while, but this doesn’t last forever. There are numerous ways that you can get back on track financially after bankruptcy. 

Keep an eye on your credit score

It can be tempting to bury your hand in the sand when facing financial woes. Nevertheless, this doesn’t really help. Knowing what you are dealing with is the first step to improving your situation. There are a number of ways that you can check your credit score, and often, things aren’t as bad as you had anticipated. Having a firm grasp on how you are doing in terms of credit will allow you to witness improvements and anticipate potential roadblocks as you move forward with your life.  

Try not to fall behind on payments

It may come as a surprise, but simply making small payments when they are due can go a long way to rebuilding your credit score. If you have the funds available, then there is no reason not to stay on top of your bills. Start small, and prioritize the fundamentals, such as utilities, and you will soon see improvements. 

It is in your best interests to view bankruptcy as an opportunity for a fresh financial start. If you are facing difficulties, it may benefit you to look into your legal rights in the state of New Hampshire. 

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