The American economy remains troubled at the beginning of 2021. Millions are unemployed, and it is not clear when they will be allowed to return to work. Without a regular income, except possibly unemployment insurance, their credit card debt may be spiraling out of...

There are many ways to handle your debt, but many of them can cost you more in the long run. Companies that offer for-profit services like debt settlement or consolidation loans can give someone temporary relief but won't resolve the debt that caused the issue to...

When you live on a fixed income, it can sometimes be difficult to get by. A sudden or unexpected expense may make you wonder how you’ll pay your bills. You may turn to your credit cards to cover what you owe. If you end up having too much debt on those credit cards,...

Overwhelming debt levels that lead to bankruptcy are not just issues for people who can't keep a job or control their spending habits. Debt can happen to anyone, even those with good jobs and what they perceive as good insurance benefits. Serious injuries or major...

You hope there never comes a day when you have to prepare for a Chapter 7 bankruptcy filing, but there’s no way of knowing what the future holds. If you do find yourself in this position, there are a variety of questions you must answer. Doing so will help you better...

If you’ve been worried about your credit card debt becoming overwhelming and hurting your finances, you’re not alone. There are many people in America who have debt, and it’s extremely common to see people struggling with those debts. As of 2020, revolving debt, which...

One thing that many clients say about bankruptcy is how ashamed it makes them feel. Don’t be ashamed to ask for help. Bankruptcy is extremely common and normal. People from all walks of life may find themselves struggling to make ends meet because of a sudden illness,...

When you realize that bankruptcy may be your only way out of debt, it may scare you. You may think that you’re going to lose your house and your vehicle. You might think you’ll end up selling everything you own just to escape this situation. Fortunately, that is not...

You think that you may want to go through with a bankruptcy. That’s great, because deciding what you want to do to tackle your debt is a major first step. Once you decide that this is what you want to do, you’ll want to avoid certain transactions prior to filing. Some...

The decision to file for Chapter 13 bankruptcy isn’t one to take lightly. It will impact your life in many ways, both now and in the future, so it’s critical that you’re 100% on board with everything the process will bring. Here are some of the top reasons to file for...