Bankruptcy is something that can happen to anyone. People sometimes seem to assume that this isn’t the case. They believe that it only happens to people who have poor spending habits, for instance, or who make financial mistakes. But when you look into some of the...
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Bankruptcy
2 potential benefits of filing for bankruptcy
If you’re thinking about filing for bankruptcy, you may – very understandably – be wondering if the benefits of this opportunity outweigh the drawbacks. After all, taking any kind of legal action can be stressful and filing for bankruptcy will temporarily damage your...
2 important concerns about credit card debt in your divorce
Talking about your debts can be as important as dividing your personal property in a New Hampshire divorce. Any debts that you took on during the marriage from your mortgage to student loans, can be subject to division. However, credit cards are often the biggest...
You may finally be able to discharge student loan debt
As many of our readers know, President Biden’s program that would have eliminated as much as $20,000 of debt in student loans for some borrowers was recently stopped by a federal district court. The U.S. Department of Justice (DOJ) is appealing the decision, but the...
Can you protect your vehicle when you fear imminent repossession?
Many adults in New Hampshire will experience financial stress at one time or another. Falling behind by a payment or two on some of your financial obligations could happen because you lose your job or have an unexpected medical issue that results in both lost wages...
Can bankruptcy help if you’re behind on support payments?
When your divorce was settled, you were ordered to pay child support and/or spousal support (alimony). The amount was based on a number of factors, but partly on your income and assets at the time. Since then, your income has fluctuated. On top of that, you’ve had...
Are you being harassed by debt collectors?
There is a common misconception that financial hardship only hits those who spend recklessly. This is far from the case, as divorce, employment issues and medical bills are all potential costs that can impact anyone. If you owe money then it’s likely that creditors...
Does bankruptcy ruin your credit rating?
Bankruptcy is commonly thought of as something that only applies to businesses or those who have been reckless with their money, but this is far from the truth. The reality is that bankruptcy offers those who are struggling with money a chance to get back on their...
Avoid these 3 costly mistakes when declaring bankruptcy
If you are grappling with an overwhelming amount of debt, one of the most important decisions you can make is declaring bankruptcy. If you get it right, bankruptcy can give you the much-needed relief so you can get back on your feet, financially speaking. If you get...
3 reasons anybody can have financial problems
The term “bankruptcy” still carries with it a lot of negative connotations. However, these are rarely backed up by the facts. Yes, reckless spending habits can result in financial troubles, but there is so much more to it than this. Millions of people in America are...