If you have significant personal property, you may still be able to qualify for Chapter 7 bankruptcy. Still, there are strict limitations on Chapter 7 to protect lenders and creditors from abuses by those with significant assets. To receive a discharge of your...

Bankruptcy is the legal process through which someone who owes more money than they can possibly repay gets rid of some of that debt. If the person qualifies, the courts can discharge their unsecured debts. There are limitations in the law to prevent people from...

Now that 2020 is coming to an end, it’s time to take a look at your budget and decide how you want to handle it moving forward. Have you lost a job, had to move, received a pile of medical bills or had some other kind of unexpected expenses that weighed you down? If...

The holiday season is right around the corner, but it’s hard to be merry when your finances are in terrible shape. If you’ve been struggling with money problems for a while, you may already be contemplating bankruptcy. Should you file now, however, or wait until the...

Financial strain is a common factor that leads to divorce. When the financial situation is dire, you may come to realize that you need to file for bankruptcy. At the same time, the marriage might be too far gone to continue it. When this occurs, you have some serious...

Accruing equity in your home over the years may represent your biggest financial investment over the course of your life. For many people, the equity in their home may be worth substantially more than any retirement savings they have.  People are often worried about...

The shortest answer to this question is, "No." You can't really pick and choose between your debts when you file for bankruptcy and just target the medical bills. All your unsecured creditors are generally treated alike. However, filing a bankruptcy can help you...

When your finances are in good standing, you don’t spend much time, if any, thinking about bankruptcy. Conversely, if things take a turn for the worse, you may turn your attention to the bankruptcy process and everything it can do for you. Even if you decide against...

As the year comes to the end, many things come into focus. Many will look back on how the year was for them, but for others in New Hampshire and elsewhere, their financial situation is the most pressing issue. It may have been a year of medical problems, resulting in...

When most people think of bankruptcy, they think of Chapter 7 bankruptcy, which is also known as liquidation bankruptcy. It gets that name from being the most aggressive and straightforward form of personal bankruptcy. Via Chapter 7 proceedings, people struggling with...