Now that 2020 is coming to an end, it’s time to take a look at your budget and decide how you want to handle it moving forward. Have you lost a job, had to move, received a pile of medical bills or had some other kind of unexpected expenses that weighed you down? If...
The holidays, bankruptcy and you: What to know
The holiday season is right around the corner, but it’s hard to be merry when your finances are in terrible shape. If you’ve been struggling with money problems for a while, you may already be contemplating bankruptcy. Should you file now, however, or wait until the...
Handling divorce and bankruptcy when you need both
Financial strain is a common factor that leads to divorce. When the financial situation is dire, you may come to realize that you need to file for bankruptcy. At the same time, the marriage might be too far gone to continue it. When this occurs, you have some serious...
How much equity can you keep in New Hampshire Chapter 7 filing?
Accruing equity in your home over the years may represent your biggest financial investment over the course of your life. For many people, the equity in their home may be worth substantially more than any retirement savings they have. People are often worried about...
Is a “medical bankruptcy” really a thing?
The shortest answer to this question is, "No." You can't really pick and choose between your debts when you file for bankruptcy and just target the medical bills. All your unsecured creditors are generally treated alike. However, filing a bankruptcy can help you...
Reasons to consider a Chapter 7 bankruptcy filing
When your finances are in good standing, you don’t spend much time, if any, thinking about bankruptcy. Conversely, if things take a turn for the worse, you may turn your attention to the bankruptcy process and everything it can do for you. Even if you decide against...
Guiding you through the Chapter 7 bankruptcy process
As the year comes to the end, many things come into focus. Many will look back on how the year was for them, but for others in New Hampshire and elsewhere, their financial situation is the most pressing issue. It may have been a year of medical problems, resulting in...
Will filing for bankruptcy damage your credit score?
There are many things to consider when it comes to implementing debt relief options. While many individuals in New Hampshire and elsewhere fear the bankruptcy process, the reality is that it has the ability to provide debtors with a fresh financial start. Nonetheless,...
Guiding you through the Chapter 7 bankruptcy process
Financial problems can creep up on us, and when they do, it can be a very overwhelming and emotional experience. While some individuals in New Hampshire and elsewhere can work their way through these problems, others need assistance finding a real solution to their...
How can Nashua residents bounce back after filing for bankruptcy?
Sometimes when a person in Nashua is facing insurmountable debts, filing for bankruptcy is the responsible thing to do. However, just because a person filed for Chapter 7 bankruptcy or Chapter 13 bankruptcy doesn't mean that their post-bankruptcy financial future is...