Debt Relief

As you prepare for divorce, there’s no escaping the fact that property and debt division will guide many of the most important decisions you make. If you have any amount of joint credit card debt with your soon-to-be ex-spouse, it’s critical that you deal with it in...

You know you're swimming in debt. You also know that you need to make big changes if you're ever going to reach your financial goals.Before you do anything else, it's critical to review your budget. This allows you to answer questions such as:How much income do you...

You buy a house with the idea of making every mortgage payment in full and on time, but as the years go by, it's possible you could find your financial circumstances changing for the worse.If you receive a foreclosure notice from your lender, review it closely and...

No matter how much credit card debt you have, your issuer expects that you'll eventually pay it off. However, there may come a point when you realize that you don't have the financial means for doing so.There is no guarantee of success, but you can attempt to...

Maybe you're behind on your mortgage payments. Or maybe you've missed your last few car payments. If you're facing trouble with any type of loan, it's critical to be open and honest with your lender.With so many types of loan modifications to consider, there's a good...

A short sale is when you sell your home for less than what you owe on your mortgage. While it may sound like the answer to your problems — and it may be — your lender must agree to the process before you can move forward. If they do, all proceeds from the...

Receiving a foreclosure notice in the mail will make your stomach sink. Depending on the situation, you may have reason to believe that your lender will repossess your home sooner rather than later.These tips can help you stop the foreclosure process with the idea of...

There are many reasons to file for Chapter 7 bankruptcy, including the ability to discharge debt. By doing so, you're able to eliminate some of the bills that are weighing you down, thus giving you a fresh financial start.However, it's important to understand that you...

Credit card debt has the potential to bog down your finances, while also making it difficult to enjoy other aspects of your life.While there are many ways to eliminate credit card debt, there's one strategy that individuals often overlook: settlement. Credit card debt...

Even if you have health insurance, a serious illness or injury could result in large medical bills.If you don't have the money to pay these bills upon receipt, learn more about the best way to manage your debt. These tips can help you successfully negotiate medical...